To Access the CCR’s and Plat Search, You Will Need to
TYPE OF FINANCING | CASH | FHA | VA | CONV |
1. Downpayment | BUYER | BUYER | BUYER | BUYER |
2. Property Inspection (if requested by Buyer) | BUYER | BUYER | BUYER | BUYER |
3. Property Repairs, If Any (negotiable) | SELLER | SELLER | SELLER | SELLER |
4. New Loan Origination Fee (negotiable) | BUYER | BUYER | BUYER | |
5. Discount Points (negotiable) | BUYER | BUYER | BUYER | |
6. Credit Report | BUYER | BUYER | BUYER |
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7. Appraisal or Extension Fee (negotiable) | BUYER | BUYER | BUYER | |
8. Existing Loan Payoff | SELLER | SELLER | SELLER | SELLER |
9. Existing Loan Payoff Demand | SELLER | SELLER | SELLER | SELLER |
10. Loan Prepayment Penalty, If Any | SELLER | SELLER | SELLER | SELLER |
11. Next Month’s PITI Payment | BUYER | BUYER | BUYER | |
12. Prepaid Interest (approx. 30 days) | BUYER | BUYER | BUYER | |
13. FHA MIP, VA Funding Fee, PMI Premium | BUYER | BUYER | BUYER | |
14. Assessments Payoff or Proration (sewer, paving, etc.) (negotiable) | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER |
15. Taxes | PRORATE | PRORATE | PRORATE | PRORATE |
16. Tax Impounds | BUYER | BUYER | BUYER | |
17. Tax Service Fee | SELLER | SELLER | SELLER | |
18. Fire // Hazard Insurance | BUYER | BUYER | BUYER | BUYER |
19. Flood Insurance (if applicable) | BUYER | BUYER | BUYER | BUYER |
20. Homeowners Association (HOA) Transfer Fee (negotiable) | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER |
21. Current HOA Payment | PRORATE | PRORATE | PRORATE | PRORATE |
22. Next Month’s HOA Payment | BUYER | BUYER | BUYER | BUYER |
23. Home Warranty Premium (negotiable) | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER |
24. Real Estate Agent // Broker Commissions | SELLER | SELLER | SELLER | SELLER |
25. Standard Owner’s Title Policy | SELLER | SELLER | SELLER | SELLER |
26. Lender’s Title Policy and Endorsements | BUYER | BUYER | BUYER | |
27. Escrow Fee (NOTE: Charge Seller on VA Loan) | SPLIT | SPLIT | SELLER | SPLIT |
28. Recording Fee (negotiable) | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER | BUYER OR SELLER |
29. Reconveyance // Satisfaction Fee | SELLER | SELLER | SELLER | SELLER |
30. Courier // Express Mail Fees | SPLIT | SPLIT | SELLER | SPLIT |